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Are you considering speaking to an immigration lawyer for a free consultation? If so, you may be wondering if it's worth your time. The legal process of immigrating to a new country can be daunting, and an experienced immigration lawyer can provide valuable guidance. Delve into the advantages of an immigration lawyer's free consultation in this article and decide if it benefits you.
Importance Of Consulting To With An Immigration Lawyer
If you're considering immigrating to a new country, it's important to understand the complexities of immigration law. The laws and regulations can be confusing and ever-changing, which is why consulting with an immigration lawyer can be so helpful. An immigration lawyer can help you navigate the various processes and requirements and explain any potential obstacles you may face.
But it's not just about understanding the law - working with an immigration lawyer can also protect your legal rights. An experienced lawyer can help you avoid common mistakes that could jeopardize your case, and advocate on your behalf if any issues arise. Learn more.
Moreover, immigration cases can be highly competitive, with limited visas or other benefits available. By working with an immigration lawyer, you can gather the necessary evidence, prepare a strong case, and present it in the most compelling way possible.
That being said, it’s better to consult with a lawyer in the process of immigration. Some lawyers even offer free consultations for these cases. However, you may be wondering when it's worth your time to take advantage of a free consultation.
When Is A Free Consultation Worth Your Time?
In general, a free consultation can be beneficial if you're considering hiring an immigration lawyer and want to learn about their services. It's a chance to ask questions and get a better sense of whether the lawyer is a good fit for you and your immigration needs. This can give you valuable insight into the lawyer's experience the field. It can help you make a more informed decision about whether to hire them.
There are also certain scenarios where a free consultation is highly recommended. For example, if you're facing deportation or removal proceedings, consulting an immigration lawyer can be crucial. A lawyer can help you understand your options in these charges. Another instance is if you're facing criminal charges or have a criminal record. Consulting a lawyer who has knowledge in both immigration law and criminal law can offer helpful guidance. Since the two areas are closely connected.
A free consultation with an immigration lawyer can be useful in many cases. So if you're considering hiring an immigration lawyer, taking advantage of a free consultation is definitely worth your time.
Make The Most Of Your Free Consultation
Here are some tips to help you prepare and get the most out of your consultation:
Bring all relevant documents: If you have any documents related to your immigration case, bring them to the consultation. This can include any letters or notices you've received from immigration authorities.
Be prepared to discuss your case: During the consultation, the lawyer will likely ask you questions about your immigration history and current situation. Be prepared to discuss your case in detail, and be honest about potential issues or obstacles.
Ask questions: The consultation is your chance to ask the lawyer any questions you have about their services. Don't be afraid to ask about their experience with cases like yours and their approach to handling immigration issues.
Take notes: During the consultation, you'll likely receive much information and advice from the lawyer. Take notes so that you can remember everything that was discussed and refer back to it later.
By following these tips and being prepared for your free consultation, you can get valuable guidance on your immigration case.
Summary
This article emphasizes the benefits of working with an immigration lawyer and when a free consultation with a lawyer is worth your time. Additionally, the article provides tips on preparing for the consultation and what to expect during the meeting. By following these tips and being prepared, individuals can make the most of their free consultation and receive valuable guidance on their immigration case.
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En este tipo de bancarrota el deudor entra en un plan de pago con un administrador que dura hasta cinco años. Durante este tiempo, el administrador distribuye los pagos mensuales del deudor a los acreedores en la cantidad y proporción especificadas en el plan presentado al tribunal.
Para quienes necesiten compensar un impago de hipoteca, impuestos o manutención de los hijos o puedan permitirse saldar sus deudas, el Capítulo 13 es una alternativa razonable. Pueden hacerlo sin pagar multas, recargos por demora ni intereses. Se recomienda consultar con un abogado de bancarrota experimentado.
En un caso del Capítulo 13, los acreedores no garantizados deben presentar sus reclamos al tribunal antes de los 90 días a partir de la fecha inicial establecida para la reunión de acreedores para tener derecho a recibir distribuciones del patrimonio de la bancarrota.
¿Cuáles Son Los Beneficios De Solicitar La Bancarrota Del Capítulo 13?
Declararse en bancarrota bajo el Capítulo 13 tiene muchas ventajas. Las siguientes son algunas de estas ventajas:
Un plan del Capítulo 13 permite a los deudores aplazar la ejecución hipotecaria al tiempo que les permite ponerse al día en su hipoteca de la casa sin tener que pagar intereses o multas por mora.
Las personas que se acojan al Capítulo 13 estarán protegidas de los esfuerzos de cobro de los acreedores.
Las personas que se acojan al Capítulo 13 podrán conservar sus bienes muebles e inmuebles, lo que les permitirá ponerse al día con los pagos atrasados y evitar embargos.
Los tipos de interés de las deudas garantizadas pueden reducirse, lo que es beneficioso para las personas con saldos de préstamos de vehículos vencidos o para quienes han tenido dificultades para pagarlos porque también están lidiando con otros problemas financieros.
Los intereses y multas de algunos impuestos se eliminan al solicitar la bancarrota del Capítulo 13. Las segundas hipotecas y otros gravámenes menores pueden ser eliminados mediante la presentación de bancarrota del Capítulo 13.
Con el Capítulo 13, puede reducir su deuda en un préstamo de auto u otras obligaciones garantizadas en algunas circunstancias. En algunos casos, las reclamaciones cerradas solo necesitan ser pagadas en su totalidad hasta la cantidad de la propiedad que sirvió como garantía de la reclamación.
Bancarrota: Capítulo 7 Y Capítulo 13
Los particulares suelen acogerse al Capítulo 7 o al Capítulo 13 de la Ley de Bancarrota, ya que estos tipos están más orientados a los deudores individuales. Aunque el Capítulo 11 es utilizado principalmente por las empresas, puede ser apropiado para propietarios únicos y otros dueños de negocios.
Existen seis Capítulos de bancarrota, pero la mayoría de las personas o familias solo se acogen al Capítulo 7 o al Capítulo 13. La principal diferencia entre los Capítulos 7 y 13 es que el Capítulo 7 se concentra en la eliminación de deudas no garantizadas, como deudas de tarjetas de crédito, préstamos personales y gastos médicos. Por el contrario, el Capítulo 13 le permite ponerse al día en deudas garantizadas como hipotecas o préstamos para automóviles, al tiempo que elimina las deudas no garantizadas. Conoce más en www.LincolnGoldfinch.com
Además, ninguna persona puede declararse en bancarrota en virtud del Capítulo 7 o de cualquier otro capítulo del Código de Bancarrota a menos que haya obtenido asesoramiento crediticio de un servicio de asesoramiento crediticio acreditado en los 180 días anteriores a la presentación, ya sea individualmente o en grupo. Sin embargo, en un caso del Capítulo 7, la exoneración solo es accesible a un deudor individual; las sociedades o corporaciones no son elegibles.
Por su parte, el Capítulo 13 de la ley de bancarrota permite a las personas con un empleo estable crear un plan para devolver la totalidad o parte de sus obligaciones. Bajo este Capítulo, los deudores ofrecen una estrategia de reembolso que implica pagar a los acreedores a plazos durante tres a cinco años.
Antes de tomar cualquier decisión sobre la declaración de bancarrota, es imprescindible informarse bien. La bancarrota es un paso importante, y no todo el mundo debería solicitarla. Antes de continuar, asegúrese de conocer los efectos de cada tipo de bancarrota.
¿Qué Deudas Pueden Ser Descargadas En El Capítulo 13 De Bancarrota?
Unas pocas categorías diferentes de obligaciones sin garantía son descargables bajo el Capítulo 13 de bancarrota. Estos consisten en préstamos personales, deudas de tarjetas de crédito y gastos médicos. Mediante la presentación del Capítulo 13 de bancarrota, puede reestructurar sus deudas, y ponerse al día en los pagos de la hipoteca o préstamo de vehículo. Se le concederá una descarga del Capítulo 13 después de su plan, que perdonará la mayor parte de sus obligaciones pendientes.
Además, dependiendo de la situación, ciertas deudas garantizadas pueden ser descargadas. Por último, en raras situaciones, sería factible descargar la deuda de los acuerdos de divorcio en un caso del Capítulo 13 si no se muestra como una obligación de manutención doméstica.
Es crucial recordar que usted debe darle dinero al Síndico por un mínimo de tres años. Las deudas no garantizadas a veces se liquidan por completo, mientras que otras no. Dado que cada petición de bancarrota es diferente, el resultado depende en gran medida de las particularidades del caso. Su demanda puede ser retirada si realiza pagos parciales o ninguno.
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Going pro se, or filing a Chapter 7 bankruptcy case without legal representation, is welcomed in court. However, most financial experts recommend hiring a bankruptcy Chapter 7 lawyer to oversee your case. Many filers don’t see the benefits of having a bankruptcy. They say it just adds to their cost, but having one makes the process more efficient.
How To File A Chapter 7 Bankruptcy
Some Chapter 7 bankruptcy filers file pro se or without the intervention of a bankruptcy Chapter 7 lawyer. You save money on legal expenses, but many non-experts make severe blunders that prompt a judge to dismiss their plea for protection.
Steps In Filing For Chapter 7 Bankruptcy
Whether you are filing “pro se” or with a lawyer, here are the steps that you must follow:
Attend Credit Counseling
Everyone who files for bankruptcy is required by law to complete a credit counseling course and submit a certificate of completion to the court. The lesson takes more than an hour and costs more than $50. A credit counselor provides debt management plans as a substitute for bankruptcy.
Compile Your Financial Documents
All reports relating to your finances need to be submitted in court. This includes credit reports, tax records, pay slips, bank statements, investment certificates, car registrations, and real estate assessments.
Compile Your Financial Documents
Timetables, reports, and other forms that support your bankruptcy petition must be accomplished. Also, provide a list of your properties and obligations and explanations of your income, spending, overall financial status, rentals, or other agreements you must perform. You can download the necessary bankruptcy forms at the United States Courts website.
Complete And Submit Your Petition
Produce a printed copy of your petition and other required forms in single-sided format after you download and complete your official request for bankruptcy protection. Afterward, submit the documents to the bankruptcy court at your local courthouse.
Pay The Filing Fee
Pay the appropriate fee when you file. If you cannot pay in full, you may request that the charges be paid in installments. You may also request that the cost be waived.
Take Note Of The Specifics Of Your Case
Following your filing, the court clerk will inform you of the identity of the trustee managing your bankruptcy case, the case number, date, time, and place of your required meetings with your creditors.
Get In Touch With The Trustee
You are unlikely to meet or engage with the bankruptcy judge. However, the trustee appointed to your case will contact you by letter to request further facts. This includes papers like tax returns and financial records you gathered but did not submit in your petition.
Attend A Debtor Counseling Course
You'll need to attend additional debtor education classes. This must be provided by an accredited provider authorized by the U.S. The Trustee Program.
Attend The Scheduled Creditors’ Meeting
The trustee will place you under oath and allow creditors to interrogate you.
Why Retain A Bankruptcy Chapter 7 Lawyer
It is possible to stand for yourself in court. It depends on your circumstances if this is the best solution for you. But remember, retaining a lawyer increases your chances of filing for successful bankruptcy. Based on a 2018 report by the American Bankruptcy Institute, pro se filers often face rejection. They are rejected ten times more than those represented by bankruptcy Chapter 7 lawyers.
In addition, filing for bankruptcy may remain on your credit record for seven or ten years. That's why it's essential to think about employing a bankruptcy lawyer.
Summary
Filing for Chapter 7 bankruptcy is a major choice. After all, a bankruptcy filing will remain on your credit record for seven to ten years. Consider employing a bankruptcy Chapter 7 lawyer if you want a smooth process, or you may take the more difficult road by managing it on your own. Regardless of your route, Chapter 7 bankruptcy can provide you with a new start in financial management.
In Austin, TX, Lincoln-Goldfinch Law is your partner for bankruptcy solutions. Our expert bankruptcy attorneys provide the support and legal expertise you need to overcome financial challenges.
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